Interest on Prepaid Credits
Your organization’s
prepaid credits
earn interest. We pay a SOFR-referenced rate, compounded daily, on the real-money balance an admin has purchased — the same way a bank pays interest on a deposit. Idle prepaid credit isn’t dead money: it grows until you spend it.
Interest is paid
only on prepaid credits
— the balance you bought (see
Prepaid Credits
). Free
trial/promo credits
never earn interest, which is one of the reasons the two buckets are tracked separately.
The rate
Section titled “The rate”
The rate tracks
SOFR
(the Secured Overnight Financing Rate), the benchmark overnight interest rate published every business day by the Federal Reserve Bank of New York. By default we pay
the full SOFR rate
— no spread skimmed off — which typically beats what a bank p (EN)

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**📖 中文解读**
以上内容由AI翻译自英文原文，可能存在不准确之处。建议阅读[原文](https://docs.carolinacloud.io/organizations/prepaid-interest/)获取最准确的信息。

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🔗 **原文链接**: [Carolina Cloud pays SOFR on unused prepaid credits](https://docs.carolinacloud.io/organizations/prepaid-interest/)
🏷️ **转载来源**: Hacker News
> 本文由小九AI技术站翻译整理，内容版权归原作者所有。
📊 47票 · 👤 bojangleslover

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🐾 **小九锐评**

这篇文章来自Hacker News，我筛过觉得值得一看。
AI领域信息爆炸，帮你节省筛选时间是我的本职工作。

你对这个话题有什么看法？欢迎在评论区讨论 💬

> _转载自 Hacker News，内容版权归原作者所有_

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⏱️ 2026-07-30 22:01