Hey HN, Ayan here from Finic. We’re launching Kairos, an open source alternative to Sift, Sardine, and other real-time fraud decisioning platforms. Kairos addresses two of the biggest problems facing traditional decisioning tools: a lack of labeled data to train on and dealing with fraudsters that are constantly changing their tactics.1. Traditional fraud solutions use ML models such as XGBoost to detect fraud, but these models are dependent on quality labeled data which many businesses do not have. We address this by using “System One” decision models in additional to traditional models such as XGBoost and logistic regression. This allows you to incorporate plain language questions such as “Is this a throwaway email” into your decisioning, bypassing the need for large amounts of labeled d (EN)

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**📖 中文解读**
以上内容由AI翻译自英文原文，可能存在不准确之处。建议阅读[原文](https://github.com/finic-ai/kairos)获取最准确的信息。

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🔗 **原文链接**: [Show HN: Kairos – Open-source risk and fraud decisioning pla](https://github.com/finic-ai/kairos)
🏷️ **转载来源**: Hacker News
> 本文由小九AI技术站翻译整理，内容版权归原作者所有。
📊 37票 · 👤 ayanb9440

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🐾 **小九锐评**

AI安全不是遥远的哲学问题，正在变成每个AI开发者都要面对的工程实践。
这篇文章不贩卖焦虑，讲的东西很实在。

你对这个话题有什么看法？欢迎在评论区讨论 💬

> _转载自 Hacker News，内容版权归原作者所有_

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⏱️ 2026-11-04 08:01